Privacy Policy
Effective Date: July 12, 2026
QuantumIndustries Inc. (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal data you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website ruichengjinsheng.com (the “Site”) and when you use our services, including SendGrid email verification.
1. Information We Collect
- Personal Identification Data: name, email address, phone number, company name, and job title.
- Technical Data: IP address, browser type, operating system, device identifiers, and usage logs.
- Financial & Transaction Data: payment details, bank account numbers, and transaction histories (collected only when you engage in payment processing or lending services).
- Communications: content of emails, support tickets, and chat messages.
2. How We Use Your Data
- Provide, maintain, and improve our fintech platforms and email‑verification services.
- Verify user email addresses in real‑time using SendGrid’s API.
- Conduct fraud detection, risk assessment, and credit scoring.
- Respond to inquiries, provide customer support, and send transactional communications.
- Send marketing communications (only with your explicit consent).
- Comply with legal obligations, enforce our Terms of Service, and protect our legal rights.
3. Legal Bases for Processing (GDPR)
- Performance of a Contract: processing needed to deliver our services.
- Legal Obligation: complying with financial regulations and tax laws.
- Legitimate Interests: fraud prevention, network security, and improving our services.
- Consent: for marketing emails and optional data collection.
4. Data Sharing & Transfers
- Service Providers: SendGrid (email verification), cloud hosting providers, payment processors, and analytics tools.
- Legal Requirements: we may disclose data to law enforcement, regulators, or courts when required.
- International Transfers: We may transfer data outside the EU/EEA. All transfers are protected by Standard Contractual Clauses or equivalent safeguards.
5. Your Rights (GDPR & CCPA)
You have the following rights regarding your personal data:
- Access: request a copy of the data we hold about you.
- Rectification: correct inaccurate or incomplete data.
- Erasure (“Right to be Forgotten”): request deletion of your data, subject to legal limitations.
- Restriction: limit how we process your data.
- Data Portability: receive your data in a structured, commonly used format.
- Objection: object to processing based on legitimate interests or direct marketing.
- Do‑Not‑Sell (CCPA): opt‑out of the sale of your personal information.
To exercise any of these rights, please contact us at support@ruichengjinsheng.com.
6. Data Retention
We retain personal data only as long as necessary to fulfil the purposes described in this policy, comply with legal obligations, and resolve disputes. Typical retention periods:
- Account data – until account deletion or inactivity for 24 months.
- Transaction records – 7 years (financial regulation requirement).
- Marketing consent – until you withdraw consent.
7. Security Measures
We implement industry‑standard technical and organizational measures, including encryption in transit (TLS), encrypted storage, access controls, regular security audits, and intrusion detection systems.
8. Cookies & Tracking Technologies
Our Site uses cookies to enhance user experience, analyze traffic, and support authentication. You can manage cookie preferences via your browser settings. For detailed information, see our Cookie Policy (included below).
Cookie Policy
- Essential Cookies: session identifiers, security tokens.
- Analytics Cookies: Google Analytics (anonymized IP).
- Marketing Cookies: set only after explicit consent.
9. Third‑Party Links
Our Site may contain links to third‑party websites. We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The “Effective Date” at the top reflects the latest revision. We will notify you of material changes via email or a prominent notice on the Site.
11. Contact Information
If you have questions or concerns about this Privacy Policy, please contact us:
QuantumIndustries Inc.
1209 Orange St, Wilmington, DE 19801, USA
Phone: +1‑302‑940‑3651
Email: support@ruichengjinsheng.com