Terms of Service
Effective Date: July 12, 2026
1. Acceptance of Terms
By accessing or using the website ruichengjinsheng.com (the “Site”) and any services provided by QuantumIndustries Inc. (“QuantumIndustries”, “we”, “our”, “us”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use the Site.
2. Description of Services
QuantumIndustries offers fintech solutions, including payment processing, B2B lending platforms, and real‑time email verification powered by SendGrid. Access to certain APIs or premium features may require a separate agreement and payment.
3. User Obligations
- You will provide accurate, current, and complete information when creating an account.
- You are responsible for maintaining the confidentiality of your account credentials.
- You will not use the services for illegal activities, including fraud, money laundering, or unauthorized access to data.
- You must comply with all applicable laws, including financial regulations and data‑protection statutes (GDPR, CCPA, etc.).
4. Intellectual Property
All content, trademarks, logos, and software on the Site are the property of QuantumIndustries or its licensors. You may not reproduce, modify, distribute, or create derivative works without prior written consent.
5. Payment & Billing
- Fees for premium services are outlined in the applicable order form or subscription agreement.
- Payments are processed via approved payment processors; you authorize us to charge the provided payment method.
- Late payments may result in suspension or termination of services.
6. Limitation of Liability
To the maximum extent permitted by law, QuantumIndustries shall not be liable for indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or use arising out of or related to the Site or services, even if we have been advised of the possibility of such damages.
7. Disclaimer of Warranties
The Site and services are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non‑infringement.
8. Indemnification
You agree to indemnify, defend, and hold harmless QuantumIndustries, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site or breach of these Terms.
9. Termination
- We may terminate or suspend your access immediately, without notice, for any breach of these Terms.
- Upon termination, all licenses granted herein shall cease, and you must promptly delete any downloaded or cached material.
10. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict‑of‑law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Wilmington, Delaware.
11. Changes to Terms
We reserve the right to modify these Terms at any time. The “Effective Date” reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the new Terms.
12. Contact Information
For any questions regarding these Terms, please contact us:
QuantumIndustries Inc.
1209 Orange St, Wilmington, DE 19801, USA
Phone: +1‑302‑940‑3651
Email: support@ruichengjinsheng.com